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Tell us about your home
Share a few basics. Checking your potential options won’t affect your credit.
For homeowners 62 and older
Your home has
supported you.
Now it can do more.
Turn a portion of your home equity into tax-free funds*—without selling your home or adding a required monthly mortgage payment.
✓ No pressure✓ No impact to title✓ Stay in your home
HOME EQUITYYour next chapter,
on your terms.
on your terms.
Built over a lifetime
1.3M+American households have chosen a reverse mortgage
62+Designed specifically for older homeowners
100%You keep ownership and remain on title
Simple by design
Understand your options.
Keep your independence.
A reverse mortgage is a loan that lets eligible homeowners access a portion of their equity. The loan is typically repaid when you sell, move, or no longer live in the home.
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See your possibilities
Review a personalized estimate and choose how you might receive funds.
♡
Decide with confidence
A licensed specialist answers your questions. You choose if and when to proceed.
Your home. Your numbers.
Get a thoughtful
first estimate.
Move the sliders for a quick, no-obligation illustration. A licensed specialist can explain the details.
This is an educational estimate, not a loan offer.
Estimated equity that may be available$165,000Illustrative estimate before fees and required payoffs.
Talk with a specialist →Make room for what matters
Equity can create
more breathing room.
Strengthen retirement
Supplement monthly income or build a reserve for the years ahead.
Handle the unexpected
Prepare for healthcare, home repairs, or other important expenses.
Enjoy your next chapter
Travel, help family, or simply feel more confident in your plan.
Straight answers
Good questions are
always welcome.
Do I still own my home?
Yes. You remain on title and retain ownership, as long as you meet loan obligations such as property taxes, insurance, and home maintenance.
Do I have to make monthly payments?
Reverse mortgages generally do not require monthly principal and interest payments. The balance grows over time and becomes due when a maturity event occurs.
Will my heirs inherit debt?
These loans are non-recourse: neither you nor your heirs owe more than the home’s value when the loan is repaid.